Stellar Disbursement Platform
A Turnkey Disbursements Platform
The Stellar Disbursement Platform is a blockchain-based solution that makes sending cross-border payouts at scale easier, faster, and cheaper. Wallets are automatically created for receivers, removing setup barriers and helping your organization expand your reach.
Benefits
Scales In Seconds
Save Costs and Settle In Seconds
Send payments of any size, anytime. Settle near-instantly, 24/7/365, with network fees as low as a fraction of a U.S. cent per transaction.
Reach Almost Anyone With Just a Phone
Reach receivers using only a smart phone. Digital wallets are created on-demand – no prior setup or blockchain knowledge needed.
Scale Locally and Globally
Send different types of payouts – payroll, cash assistance, gig work – to local wallets with flexible, region-specific cash-out options for receivers.
Onboard with Ease
Start benefiting from onchain transactions in days, not weeks. Customize your setup with flexible deployment options and easily extend operations to new regions.
Maintain Control and Privacy
Independently audited and designed for security, the platform allows sending organizations to manage user permissions, while keeping receivers’ personal data off chain.
Track Payments in Real Time
Track funds in real-time, with every payment recorded on the Stellar blockchain for complete traceability and auditability.
Key Features
Expand Your Payments Operations
Wallet Creation
Receivers are guided to create a digital wallet via SMS or email invitation – no prior wallet or blockchain knowledge needed. Existing wallet addresses are also supported.
Bulk Payments
Send up to 10,000 payments of any amount in a single batch by simply uploading a list of receivers to the platform.
Payout Analytics
Track key metrics in real-time directly from the dashboard, with insights on both aggregate and individual payment performance.
Account Controls
Choose from four levels of user permissions to ensure privacy and control: Owner (full access), Financial Controller (send payments), Viewer (read only), and Developer (technical access).
Use Cases
Send digital payouts of all sizes
Global Payroll
Cash Assistance
Gig Worker Payouts
Vendor Payouts
Government Payouts
Case Study
GIZ and UOSS Build a Payroll Solution in Syria
Discover how GIZ and UOSS transformed payroll delivery in a conflict zone by adopting the Stellar Disbursement Platform to drive secure, transparent digital payment solutions in a community with limited financial infrastructure. This case study reveals measurable impact, real-world challenges, and actionable strategies—discover how your business can elevate trust and efficiency in your payment operations anywhere.
SDP enabled wallets
Meet the Wallets
Many digital wallets are compatible with the SDP, allowing receivers to access their funds quickly and easily. Each wallet supports different regions and offers various off-ramping options, including cashing out, bank transfers, mobile money, and more. Explore the available wallets to find the best fit for your payment needs.
Decaf
Decaf Wallet is for everyday people and real life utility, providing an accessible way to spend, save and send digital dollars in a non-custodial…
Vibrant Assist
Supporting a streamlined user experience, this US dollar wallet was designed specifically to support humanitarian cash assistance programs.
Freedom Pay Wallet
Access a digitalwallet specifically designed for users across Africa to send and receive funds via QR codes or directly to peers with no hidden fees.
Vesseo
Vesseo is a Stellar network wallet that makes it easy to turn cash into crypto and crypto into cash.
FAQs
All your answers to your questions.
Senders disburse funds directly to digital wallets created by recipients via SMS invitations to receive funds. When creating a disbursement, the organization selects a specific wallet provider to receive the funds.
There are four user permission levels that enable certain viewing and approval processes for disbursements to ensure data integrity and privacy. An administrator creates additional organization users and can set specific permissions by function.
Users can access transaction history and payment details directly from the Platform. All details can be exported to csv files that comply with industry standard accounting software.
Connect
Want to know more?
Stellar Development Foundation provides support for businesses that are looking to implement the Stellar Disbursement Platform to their existing infrastructure.
Please note, if you submit a non-company email, your meeting request will be denied.
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